Online Check-out Should Capture Existing Authorization Instead of Processing a New Charge
Summary
When guests complete an Online Check-out, the system should prioritize capturing an existing valid card authorization ("chargeable" amount) rather than initiating a new charge transaction whenever possible.
This results in:
- The original authorization remaining active on the guest's account.
- A second transaction being processed for the final payment.
- Double-Charging that can only be resolved by the hotel.
- Increased payment-related support contacts for both the property and Mews.
Business Impact
From the guest perspective, it appears as though they have been charged twice (one on hold and 1 captured charge).
When Online Check-out is completed:
- Detect whether a valid authorization already exists and is eligible for capture.
- Present that authorization as the preferred payment source.
- Capture the existing authorization instead of creating a new charge whenever processor and payment rules allow. Only fall back to a new payment transaction when:
- No authorization exists.
- The authorization has expired.
- The authorization amount is insufficient.
- Payment provider limitations prevent capture.
2
votes