Address Capture through payment process & AVS enablement
To mitigate against fraudulent card use and the risk of chargebacks, enabling AVS through the payment gateway would go some way to controlling this at the processing stage. By capturing the home address the payment process would compare this against the account address it has on file and based on fraud rules decline or refer.
Additionally, this would be required within the Payment Link process (Adyen platform has this enabled on its direct platform) so request for Mews to align with Adyen on this.
Considerable Commercial impact if accepted....
Moving this idea to be upvoted, feel free to share this link with anyone interested!
-
Sam commented
Yes, when purchasing most things online you need to enter your postcode and this is verified that it matches the registered address on the card. We should have the same thing to help avoid chargebacks.
-
Kevin Farrar commented
Will be no issue to the honest bookers
-
Osgur Ciardha commented
Will stop fraudulent reservations at the point of booking within the booking engine. Vital to reduce chargebacks.